Non-Recourse Lenders
All retirement plans can utilize non-recourse financing to increase their purchasing power. NDTCO is always here for assistance however cannot recommend or endorse any specific non-recourse lenders.
National Lenders
- First National Bank of America
Scott D. Raymond
616-538-6017
f: 517-336-2973
scott.raymond@fnba.com
FNBA will finance 1 to 4 family homes in all 50 states. 5+ unit properties need to be located within the state of Michigan
- First Western Federal Savings Bank
Jeff Fullerton and Roger St. Pierre
800-908-8845
myiralender.com
Loans up to 60% of the purchase price
- GMA Funding
Ezra Javasky
347-897-9174
888-958-5544
f: 877-529-0184
ezra@gmafactor.com
gmafactor.com
$100,000 – $2MM, 6-12 month, single family, multi-family and commercial
- Island View Mortgage, Inc.
952-345-3445
f: 952-960-0117
islandviewmortgage.com
60% or less LTV
10 year term, max
Up to $500k loan amounts, residential or commercial
- Lending Resources Group
415-309-1803
mark@lendingresourcesgroup.com
lendingresourcesgroup.com
Non-recourse loans for IRA investors from coast to coast. SFR, condos, multi-family, commercial, vacation rentals
- North American Savings Bank
Jason Zook and Nick Allen
866-735-6272
iralending.com
Loans 60% -70% of the purchase price
- Peak Asset Lending
Dustin Lauer, dustin@peakassetlending.com
Paul Sauer, paul@peakassetlending.com
913-956-7325
peakassetlending.com
Financing available in markets within AL, AR, AZ, FL, GA, IA, IL, IN, KS, KY, MO, MS, NC, OH, OK, PA, SC, TN and TX
50%-65% LTV depending on the loan amount. Over $100,000 = 65%
Rehab financing is available (with full 30 year term available even for fix & flips). Up to 80% of purchase advanced at closing, and up to 80% of repair funds available for reimbursement upon completion.
- Seattle Funding Group, LTD.
Ron Lorentsen
425-455-1733
Short term loans (6 mo-2yrs) 50%-65% LTV max, SFR and multi-family options, loan amounts $300K-$5M
- Straightline Funding
David Cruise
678-920-1829
straightlinefunding.com
Lending in IL, MO, AL, GA, NC, SC & FL
Regional Lenders
- Civil Financial Services
Mark Liker
720-507-5315
markliker@civicfs.com
merchantsmtg.com
Lending in 15 states – AZ, CA, CO, FL, GA, HI, NC, NV, OR, SC, TN, TX, UT, VA, WA
- Merchant Mortgage and Trust Corporation, LLC
Kim Hubbard, Executive Vice President
303-848-2363
merchantsmtg.com
80% LTV; 6 months/short term loans
Front range of Colorado, Phoenix Metro, Dallas Ft. Worth, Austin, San Antonio, Kansas City, Salt Lake City, Portland, Seattle
- NBH Bank
Seth Van Essen
303-302-3126
svanessen@nbhbank.com
SethVanEssen.com
Lending in CO, MO, KS, TX, NM, UT
Arizona Lenders
- FirstBank
Slava Ibragimov
602-333-7740
firstbank.com/retirement-based-real-estate
California Lenders
- FirstBank
Corey Ornstein
760-836-3503
firstbank.com/retirement-based-real-estate
Up to 65% LTV: 1 to 4 family; multi-family
- JMAC Funding
Jim MacArthur
619-846-1550
jmac@thehardmoneypros.com
thehardmoneypros.com
Hard money loans; Max LTV or 65% loan amounts + $30K, max term: 5 years, commercial, residential and land
- Pacific Southwest Realty Services
310-471-1911
psrs.com
Commercial
- TaliMar Financial, Inc.
Brock VandenBerg
858-613-0111 x 1
talimarfinancial.com
Short term loans 6 – 60 months, LTV: up to 65% ARV
Loan amounts $50k – $3M
Colorado Lenders
- FirstBank
Will Hotz
303-456-2276
firstbank.com/retirement-based-real-estate
- First National Bank
Dave Wood
o: 719-481-0008
c: 541-971-7878
Territory: Lower Arkansas Valley, Pueblo, Colorado Springs, Monument, South Denver; and, will consider exemptions for commercial properties along the Front Range and Summit County. 10 and 15 year fixed terms, up to 60% LTV.
- First National Bank of Durango
970-247-3020
fnbdurango.com
- Flatirons Bank – Boulder
Jean Lamping
c: 720-473-5123
o: 303-530-4999
flatironsbank.com
Boulder County property. Will consider fix and flips. May consider a line of credit.
- The Investor’s Source, LLC
970-635-2397
theinvestorssource.com
Lends up to 65% of the ARV, loans are 6-9 months or 24 months+, residential or commercial
- Main Street Mortgage, LLC
Mark Denman
303-665-8040
Only multi-family, $1M minimum, 85% LTV
- Pine Financial
Justin Cooper
303-835-4445
pinefinancialgroup.com
65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan
- Red Rock Capital
719-900-5400
fundwithredrock.com
- Solera National Bank
303-209-8600
solerabank.com
Max LTV is 65%, may be reduced subject to specifics of a particular transaction. Loan Amounts: $50k to $500k. Principal and interest monthly based on amortizations up to 25 years.
- TABS, LLC
Alex Thomas
303-429-1990
info@tabs-llc.com
tabs-llc.com
Up to 65% LTV – contact for rate and term
Minnesota Lenders
- Pine Financial
Sean Blomquist
612-567-7772
pinefinancialgroup.com
65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan
Washington Lenders
- Pacific Crest Savings Bank
Larry Enselman
425-670-9623
50% LTV Maximum. SFR and multi-family options; loans up to $2 million.
3/1, 5/1, and 7/1 ARM options, 30 year amortization