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Non-Recourse Lenders

All retirement plans can utilize non-recourse financing to increase their purchasing power.  NDTCO is always here for assistance however cannot recommend or endorse any specific non-recourse lenders. 

National Lenders 

  • First National Bank of America 
    Scott D. Raymond 
    616-538-6017 
    f: 517-336-2973 
    scott.raymond@fnba.com 
    FNBA will finance 1 to 4 family homes in all 50 states. 5+ unit properties need to be located within the state of Michigan 
  • First Western Federal Savings Bank 
    Jeff Fullerton and Roger St. Pierre 
    800-908-8845 
    myiralender.com 
    Loans up to 60% of the purchase price 
  • GMA Funding 
    Ezra Javasky 
    347-897-9174 
    888-958-5544 
    f: 877-529-0184 
    ezra@gmafactor.com 
    gmafactor.com 
    $100,000 – $2MM, 6-12 month, single family, multi-family and commercial 
  • Island View Mortgage, Inc. 
    952-345-3445 
    f: 952-960-0117 
    islandviewmortgage.com 
    60% or less LTV 
    10 year term, max 
    Up to $500k loan amounts, residential or commercial 
  • Lending Resources Group 
    415-309-1803 
    mark@lendingresourcesgroup.com 
    lendingresourcesgroup.com 
    Non-recourse loans for IRA investors from coast to coast. SFR, condos, multi-family, commercial, vacation rentals 
  • North American Savings Bank 
    Jason Zook and Nick Allen 
    866-735-6272 
    iralending.com 
    Loans 60% -70% of the purchase price 
  • Peak Asset Lending 
    Dustin Lauer, dustin@peakassetlending.com 
    Paul Sauer, paul@peakassetlending.com 
    913-956-7325 
    peakassetlending.com 
    Financing available in markets within AL, AR, AZ, FL, GA, IA, IL, IN, KS, KY, MO, MS, NC, OH, OK, PA, SC, TN and TX 
    50%-65% LTV depending on the loan amount. Over $100,000 = 65%  
    Rehab financing is available (with full 30 year term available even for fix & flips). Up to 80% of purchase advanced at closing, and up to 80% of repair funds available for reimbursement upon completion. 
  • Seattle Funding Group, LTD. 
    Ron Lorentsen 
    425-455-1733 
    Short term loans (6 mo-2yrs) 50%-65% LTV max, SFR and multi-family options, loan amounts $300K-$5M 
  • Straightline Funding 
    David Cruise 
    678-920-1829 
    straightlinefunding.com 
    Lending in IL, MO, AL, GA, NC, SC & FL 

Regional Lenders 

  • Civil Financial Services 
    Mark Liker 
    720-507-5315 
    markliker@civicfs.com 
    merchantsmtg.com 
    Lending in 15 states – AZ, CA, CO, FL, GA, HI, NC, NV, OR, SC, TN, TX, UT, VA, WA 
  • Merchant Mortgage and Trust Corporation, LLC 
    Kim Hubbard, Executive Vice President 
    303-848-2363 
    merchantsmtg.com 
    80% LTV; 6 months/short term loans 
    Front range of Colorado, Phoenix Metro, Dallas Ft. Worth, Austin, San Antonio, Kansas City, Salt Lake City, Portland, Seattle 
  • NBH Bank 
    Seth Van Essen  
    303-302-3126 
    svanessen@nbhbank.com 
    SethVanEssen.com 
    Lending in CO, MO, KS, TX, NM, UT 

Arizona Lenders 

California Lenders 

  • JMAC Funding 
    Jim MacArthur 
    619-846-1550 
    jmac@thehardmoneypros.com 
    thehardmoneypros.com 
    Hard money loans; Max LTV or 65% loan amounts + $30K, max term: 5 years,  commercial, residential and land 
  • Pacific Southwest Realty Services 
    310-471-1911 
    psrs.com 
    Commercial 
  • TaliMar Financial, Inc. 
    Brock VandenBerg 
    858-613-0111 x 1 
    talimarfinancial.com 
    Short term loans 6 – 60 months, LTV: up to 65% ARV  
    Loan amounts $50k – $3M 

Colorado Lenders 

  • First National Bank 
    Dave Wood 
    o: 719-481-0008 
    c: 541-971-7878 
    Territory: Lower Arkansas Valley, Pueblo, Colorado Springs, Monument, South Denver; and, will consider exemptions for commercial properties along the Front Range and Summit County. 10 and 15 year fixed terms, up to 60% LTV. 
  • Flatirons Bank – Boulder 
    Jean Lamping 
    c: 720-473-5123 
    o: 303-530-4999 
    flatironsbank.com 
    Boulder County property. Will consider fix and flips. May consider a line of credit. 
  • The Investor’s Source, LLC 
    970-635-2397 
    theinvestorssource.com 
    Lends up to 65% of the ARV, loans are 6-9 months or 24 months+, residential or commercial 
  • Main Street Mortgage, LLC 
    Mark Denman 
    303-665-8040 
    Only multi-family, $1M minimum, 85% LTV 
  • Pine Financial 
    Justin Cooper 
    303-835-4445 
    pinefinancialgroup.com 
    65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan 
  • Solera National Bank 
    303-209-8600 
    solerabank.com 
    Max LTV is 65%, may be reduced subject to specifics of a particular transaction. Loan Amounts: $50k to $500k. Principal and interest monthly based on amortizations up to 25 years. 
  • TABS, LLC 
    Alex Thomas 
    303-429-1990 
    info@tabs-llc.com 
    tabs-llc.com 
    Up to 65% LTV – contact for rate and term 

Minnesota Lenders 

  • Pine Financial 
    Sean Blomquist 
    612-567-7772 
    pinefinancialgroup.com 
    65% of the ARV or 90% loan to cost, including repair money (whichever is less), single family detached, 9 month bridge loan 

Washington Lenders 

  • Pacific Crest Savings Bank 
    Larry Enselman 
    425-670-9623 
    50% LTV Maximum. SFR and multi-family options; loans up to $2 million.  
    3/1, 5/1, and 7/1 ARM options, 30 year amortization